TortsProf Blog

Editor: Christopher J. Robinette
Southwestern Law School

Saturday, December 8, 2007

Texas Tort Reform: The Insurance Perspective

The Insurance Journal has an interesting article that features two claims I have not yet heard regarding the Texas reforms.  First, the number of cases has decreased to the point that judges are trying cases that otherwise would have gone to mediation.  Second, businesses are becoming so unconcerned about liability that they are self-insuring.  The evidence is anecdotal, so I'm curious to see if there will be more formal follow-up studies.  And, of course, there's always the normative question:  is this a good thing?


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Duh. It just goes to show how stupid, greedy and short-sighted the insurance industry really is and yet they still make billions. How could they fail to realize that once the chances of being sued are nil, businesses would not cancel their policies? In other words, why would any business or doctor bother paying for an insurance policy when there is no risk of liability? "Be careful what you ask for..." In Harris County there has been talk of moving family cases over to the civil judges' dockets because the courthouse is so dead.

Posted by: Alan Winograd | Dec 20, 2007 4:36:57 PM

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