Friday, May 24, 2013

Bright & Hopkins on Models of Affordable Home Ownership in England

Susan Bright (Oxford) and Nick Hopkins (Southampton) have posted Evaluating Legal Models of Affordable Home Ownership in England (Book Chapter) on SSRN.  Here's the abstract:

In this chapter we analyze the legal routes used to deliver Low Cost Home Ownership in England where there is some element of public subsidy involved. In order to evaluate the various products used for LCHO (right to buy, part-ownership, co-operative housing models), this chapter:

a) Explains the legal frameworks used to deliver the main LCHO products available in England;

b) Explores the potential benefits of home ownership to the individual in the form of wealth creation, "mainstreaming" and security of place;

c) Sets out key additional policy objectives of LCHO, in particular introducing and supporting tenure mix (sustainable communities) and sustaining the opportunity for continued use of the subsidy to provide access to LCHO for intermediate income households; and

d) Evaluates the extent to which the different products available deliver both the individual benefits of home ownership and support the wider policy objectives.

Steve Clowney

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