Wednesday, February 25, 2015
When it comes to retirement income planning, considerations underlying a client’s accumulation of assets during working years traditionally take center stage. Equally important, however, are the issues that a client will face regarding investment decisions once he or she has reached retirement age—but unfortunately, in many cases these concerns are overlooked when determining how best to structure the client’s retirement assets.
Sequence of return risk is one of these critical, yet too often overlooked, decumulation-stage issues that can make or break your client’s retirement income withdrawal strategy—luckily, this type of risk can often be diminished by incorporating annuities into the mix, safeguarding the client’s retirement resources in the process. read Byrnes & Bloink at Think Advisor