Wills, Trusts & Estates Prof Blog

Editor: Gerry W. Beyer
Texas Tech Univ. School of Law

Friday, May 23, 2014

Same-Sex Couples May Be Better Prepared For Retirement

Piggy bank

Nontraditional family structures are commonplace in U.S. households.  This new trend significantly impacts retirement readiness.  In a new survey by multinational insurer, Allianz, “traditional” families—those composed of married heterosexual couples with children—are more prepared for retirement than “modern” families—which include multigenerational households, blended families, and families headed by single parents. 

An exception to this trend is same-sex couples with children, who saved more than any other type of family in the survey.  Same-sex couples are very similar to traditional families in their financial profiles.  It is clear that compared to heterosexual couples, same-sex couples are managing to save more of their income.  Same-sex couples with children have saved on average, 6.4% more than the average traditional family. 

See Ann Tergesen, Same-Sex Couples Save the Most, The Wall Street Journal, May 21, 2014. 


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