Thursday, December 18, 2008
What’s as difficult to find as a new private housing development? Perhaps it’s a successful large-scale government program to help Americans in difficult housing financial condition. After the disappointment of the effort to help New Orleanians find “the road home” (see my Aug. 29, 2007, entry), the ballyhooed “Hope for Homeowners” project of HUD’s Federal Housing Administration has been deemed a failure so far, with only a handful of homeowners submitting applications since inception of the project in October. Among the problems, according to critics cited by the Washington Post: a reluctance of creditors to agree to refinancing, restrictions against a high payment-to-income ratio for homeowners, and a required pledge by the homeowner that he or she didn’t provide false information on the original loan application. (A combination of these latter two would dissuade a lot of troubled homeowners, wouldn’t it?) And so the search continues for a way to keep homeowners in their houses, to provide reliable payments to creditors, and to stem the tide of foreclosures and abandoned homes that is causing neighborhood predicaments across the nation …
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- Jamie Baker Roskie on Uber Goes to the State House Seeking Preemption of Local Government Control
- Stephen R. Miller on Why are building inspectors so often on the take?
- Josh Hightree on What makes people leave rural areas, and what makes them stay
- Jessica Shoemaker on What makes people leave rural areas, and what makes them stay
- Jamie Baker Roskie on Why are building inspectors so often on the take?
- New Land Use Articles on SSRN
- What to make of the fierce new debate over the efficacy of California's energy codes?
- The W&L Top 100 Law Review Rankings and the Land Use Law Scholar
- CFP: 2015 Future of Places Conference (lead-in to Habitat III) in Stockholm: Deadline of April 15
- Water Down Under: A Report from Australia by Barbara Cosens: Post 7: Conjunctive Management Down Under