Friday, October 24, 2008
Should law refocus its attention on the practice of “redlining” –- the practice of avoiding mortgage lending and other services because of race or location?
Some conservative chatter asserts that the housing and financial mess was generated in large part by the federal government’s encouraging lenders to make risky loans to poor families, including minority families. Certainly, it was recognized years ago that a large number of “subprime” loans were made to minority borrowers. Today, many fear a backlash: that certain neighborhoods –- and certain categories of persons –- are becoming “off limits” for skittish and overly conservative lenders.
If there was ever an area that called for the application of the ideal of being colorblind and treating each person as an individual, not simply the member of a stereotypical “group,” this is it …
[Comments must be approved and thus take some time to appear online.]
This blog is an Amazon affiliate. Help support Land Use Prof Blog by making purchases through Amazon links on this site at no cost to you.
- Stephen R. Miller on Why are building inspectors so often on the take?
- Josh Hightree on What makes people leave rural areas, and what makes them stay
- Jessica Shoemaker on What makes people leave rural areas, and what makes them stay
- Jamie Baker Roskie on Why are building inspectors so often on the take?
- Stephen R. Miller on What makes people leave rural areas, and what makes them stay
- March 4-6: Stanford 2015 Rural West Conference: Preservation and Transformation: The Future of the Rural West
- March 3 - J.B. Ruhl to deliver Boehl Distinguished Lecture in Land Use Policy at U Louisville Law
- Is this blog post "advertising"? California's bar proposes bright-line rule for regulating attorney blogs
- Two upcoming RMMLF events: 61st Annual Institute (July 16-18 in Anchorage) and 17th Institute for Natural Resources Law Teachers (May 27-29 at Utah Law)
- First Principles for Regulating the Sharing Economy