Monday, October 1, 2007
In this newspaper opinion article, the treasurer of Cuyahoga County, Ohio, appears to pin the blame for a rise in violent crime in the Slavic Village neighborhood of Cleveland on lax mortgage lending –- which led to many risky mortgages, which led to a lot of foreclosures, which in turn led to a lot of abandoned houses, which in turn to criminals taking advantage of the vacant houses.
Perhaps a more direct way of stopping this sort of crime would be laws that encouraged both lenders and borrowers to keep homes occupied before and after foreclosures. This seems far more direct than blaming crime on loose lending practices …
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