Sunday, November 15, 2009
Public Health Insurance Plan: Should Some Uninsured Americans Be Able To Enroll In A Newly Created, Publicly Administered Health Plan As The Nation Works To Expand Health Insurance Coverage?
A new Policy Brief published by Health Affairs and the Robert Wood Johnson Foundation provides an excellent analysis of the proposed government-run public health insurance plan under the landmark health reform legislation passed by the House of Representatives. The Policy Brief lays out the details of the plan, including who could enroll, who could receive subsidies to buy coverage and the anticipated impact on health insurance premiums. In addition, the pros and cons of the House proposal, such as why public plan supporters think it is necessary and why critics believe the idea will backfire, are discussed.
Supporters say that a public plan would offer more affordable coverage, could stimulate competition and could lead the way in improving the entire health insurance market.
Those opposed question the public plan’s ultimate financial stability and are concerned that despite legislative language to the contrary, taxpayers may some day have to bail it out.