"Death By Denial": Annals of Health Insurance

News stories of insurance denials are as common as summer rain, but this one (Frankfort (Ind.) Times) caught my eye.  I've heard of denying coverage for a cancer patient because the proposed treatment is experimental or otherwise not medically necessary and appropriate, but oral morphine for a patient with end-stage cancer (primary site in the kidneys, with mets to the lungs and brain)?  [tm]