Wednesday, January 1, 2014

What Retiring Academics Need to Know About Health Care: Richard Kaplan's Presentation at AALS

Professor Richard KaplanUniversity of Illinois' Richard Kaplan will lead off the presentations at AALS's Aging and Law section meeting later this week.  The theme of the program is "From the Affordable Care Act to Aging in Place:  What You Need to Know as You Grow Older." 

Professor Kaplan's presentation will focus on Medicare, and he has a practical focus, relevant to all AALS attendees (either sooner or later!). He observes, "Paying for health care costs in retirement is very different from what most academics have experienced during their working lives. This session will explain the four distinct Parts of Medicare and the various decisions that retirees must make regarding the coverages they want and the costs those decisions entail."

Dick is well-known to elder law faculty and to the broader world of health-care and retirement income scholars, both nationally and internationally.  His article "Top Ten Myths of Medicare," published in 2012, is one of the leading downloads on SSRN.

The Aging and the Law Section panel program runs from 3:30 to 5:15 on Friday, January 3, with a short Section Business meeting after the program.

Federal Statutes/Regulations, Health Care/Long Term Care, Medicaid, Medicare | Permalink

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If there are any “lay” people out there, don’t be daunted – I recommend reading this paper. It is well-written and clear. As I’ve stated before, in my opinion, the government does NOT help itself with the terminology it has chosen. This paper notes the large number of Americans who mistakenly think Medicare pays for long term, custodial care. I’m wondering if the surveys that prove this well-known fact also ask “Do you know the difference between Medicare and Medicaid?” I can’t tell you the number of people I’ve come across who would have to answer “no.” Well, no wonder the public thinks Medicare pays for long term care. For all we know they might have had “Medicaid” on their brains. Additionally, the government had the wisdom to “standardize” the private Medigap policies several years ago because the senior market was being overwhelmed and confused by the aggressive marketing of a complicated array of choices. But what happened? The (then) approved, standard Medigap plans were labeled A – J, when Medicare itself had Parts A and B (this was prior to C and D). Hello? I have seen people get Medicare Part A mixed up with Medicare Supplement Plan A as they were making decisions. And these decisions are important. While the politicians continue to debate “entitlement” programs, one quick fix would be to re-name Medicaid.

Posted by: Jennifer Young | Jan 1, 2014 7:34:36 AM

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