Sup-prime and Governmnet Rationale Creep

An increase in mortgage defaults in the sup-prime market have hurt the country's financial institutions and, according to the press, hurt cities as abandoned housed devalue neighborhoods.  Government, angry over abuse by mortgage brokerage agents of borrowers, has put programs in place to help "good" borrowers.  "Good" borrowers were those misled by brokers into buying homes they could not afford.  What happened.  We have found that our programs of support are unused because there are not enough "good" borrowers so government creep sets in.  That is, we now will help the "speculative" borrowers who knew they were buying risky homes and betting on increasing house prices to bail them out.  Why help "speculative" borrowers?  Because the government programs have support from the financial community and cities who want homes occupied and we would be better off if the speculative borrowers were bailed out -- government rationale creep.  Sound familiar?   Check out many, many other social engineering programs.