How Does One Get the Market Off Crack Cocaine??

The Fed has a tough job ahead.  The market is hooked on the crack cocaine of cheap credit.  The addiction has fueled crazy lending and crazier investing.  Cold turkey withholding of the cheap credit has led to severe withdrawal symptoms, tremors and shakes, and has the addict whining for another fix.  Yet facilitating a return to the full habit will reward the addicts and cause a resumption of the crazy lending.  The struggles required to get an addict off the habit of cheap credit should remind the us (and the FED) that it is easier and better to prevent the habit from forming in the first instance.