Antitrust & Competition Policy Blog

Editor: D. Daniel Sokol
University of Florida
Levin College of Law

Monday, May 23, 2011

A Simple Model of Health Insurance Competition

Posted by D. Daniel Sokol

Alexander Kemnitz, Dresden University of Technology - Faculty of Economics and Business Management suggests A Simple Model of Health Insurance Competition.

ABSTRACT: This paper investigates competition between health insurance companies under different financing regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher consumer welfare than premia competition when switching between insurance companies is costly.

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That is some inspirational stuff. Never knew that opinions could be this varied. Thanks for all the enthusiasm to offer such helpful information here.

Posted by: Health Insurance Brokers | Oct 28, 2011 7:47:13 AM

think its a pretty good idea not that there aren't other sites out there

that already do something similar but I think it might catch on here

pretty well.

Posted by: klonopin | Nov 18, 2011 3:44:18 AM

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